Insurance Executive

8 Claim Categories, $112M Total
3 Categories Drive 79% of Cost

Your actuarial report shows diversified risk. The Pareto analysis shows Auto BI, Water Damage, and Workers Comp are eating your loss ratio alive.

$0M
Total Claims Cost
0%
From Top 3 Categories

Claims Cost Pareto Analysis

Bars = Cost per Category | Line = Cumulative %

$45M
$22M
$0
100%
80%
50%
0%
80% threshold
Auto
Property
Workers
General
Professional
Cyber
D&O
Other
Top 3 (79% of cost)
Other Categories
Cumulative %
#1 COST DRIVER
Auto Bodily Injury
$42.5M (38%)
2,847 claims, $14.9K avg
#2 COST DRIVER
Property Water Damage
$28.4M (25%)
Climate-driven increase
#3 COST DRIVER
Workers Comp
$18.2M (16%)
Back injuries dominate

Focus Where It Matters

Today: Spread Thin

  • 8 categories, equal attention
  • Loss ratio creeping up
  • Underwriting blind spots
  • Board asks why profitability drops
  • Reactive to claims

After: Targeted Intervention

  • Top 3 categories prioritized
  • Risk-based pricing refined
  • Underwriting criteria tightened
  • Board sees clear action plan
  • Proactive loss prevention

Claims Analysis FAQs

Questions insurance executives ask

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